Privacy Policy

Privacy Policy for Hector Sanchez, Licensed Life Insurance Advisor

Effective Date: 03/26/2026
Last Updated: 03/26/2026

Hector Sanchez ("I," "me," or "my") is committed to protecting your privacy and ensuring the confidentiality of your personal information. This Privacy Policy explains how I collect, use, and safeguard your information, including participation in SMS/text messaging programs.

1. Information I Collect

I may collect the following types of personal information:

Personal Identifiable Information (PII): Name, address, phone number, email address, date of birth, and Social Security number.

Financial Information: Income, assets, liabilities, and related financial details.

Health Information: Medical history and health-related details necessary for underwriting.

Policy Information: Existing coverage, beneficiaries, and preferences.

Communication Data: Information related to your interactions with me, including SMS/text messages, emails, and call records.

2. How I Collect Information

Directly from You: Through forms, phone calls, text messages, emails, or in-person meetings.

Third Parties: Insurance carriers, medical providers, or authorized partners.

Automatically: Website usage data such as IP address and cookies (if applicable).

3. How I Use Your Information

I use your information to:

Assess your needs and recommend appropriate coverage

Submit applications and manage policies

Communicate with you about your coverage and options

Provide updates, reminders, and educational content

Comply with legal and regulatory requirements

Improve services and client experience

4. SMS/Text Messaging Program

By providing your phone number and opting in through my website forms, appointment scheduling, or other consent methods, you agree to receive SMS/text messages from Hector Sanchez.

Types of Messages You May Receive:

Appointment confirmations and reminders

Follow-ups regarding your inquiry or application

Policy updates and service-related notifications

Educational content related to life insurance and financial planning

Occasional promotional or marketing messages (if separately consented)

Message Frequency:

Message frequency varies based on your interaction but typically ranges from 1–5 messages per week.

Opt-Out:

You can opt out at any time by replying STOP to any message.
For help, reply HELP or contact me directly.

Message & Data Rates:

Standard message and data rates may apply based on your carrier.

5. Sharing Your Information

I do not sell your personal information.

I may share your information with:

Insurance Carriers (to process applications and manage policies)

Service Providers (administrative or support services)

Regulatory Authorities (when legally required)

Authorized Parties (with your consent)

🔴 SMS-SPECIFIC NO-SHARING CLAUSE

No mobile information will be shared with third parties/affiliates for marketing or promotional purposes.

All categories listed above exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties under any circumstances.

6. Your Rights

Depending on your state, you may have the right to:

Access your data

Correct inaccuracies

Request deletion (where legally allowed)

Opt-out of marketing communications

To exercise your rights, contact me using the information below.

7. Data Security

I take reasonable precautions to protect your information, including:

Secure storage of physical and digital records

Encryption and secure data transmission

Ongoing security reviews and updates

8. Retention of Information

I retain your information as long as necessary to fulfill business, legal, and regulatory obligations.

9. Privacy for California Residents (CCPA)

California residents have the right to:

Know what personal data is collected and how it is used

Request deletion of personal information (subject to exceptions)

Opt-out of the sale of personal data (Note: I do not sell your data)

To exercise your rights, contact me below.

10. Changes to This Privacy Policy

I may update this policy from time to time. Updates will be posted with a revised “Last Updated” date.

11. Contact Me

If you have any questions or requests:

Hector Sanchez
Email: [email protected]
Phone: (619)279-8913